Exercise physiology can be part of an adult’s approach to movement, health and everyday function. An accredited exercise physiologist (AEP) considers a person’s goals, health history and abilities, then plans exercise support within their professional scope. The right approach is individual: speak with a qualified health professional about whether it suits your circumstances.
What does an exercise physiologist do?
An AEP uses assessment and structured exercise to support health and functional goals. Sessions may be delivered in different settings depending on the provider and the person’s needs. Before starting, discuss the proposed program, any health considerations, how progress will be reviewed, and whether the provider has experience relevant to your goals.
How adults may pay for exercise physiology
Funding and rebates are not automatic. Eligibility depends on the person, the service, the practitioner and the relevant program or policy. Ask the provider and funding body to confirm coverage, referral requirements, fees and any gap before booking.
- NDIS: support must meet current NDIS rules and relate to the participant’s plan and goals. Check with the NDIA or a support coordinator.
- Medicare: some people with a chronic condition and complex care needs may be eligible for an exercise physiology service under a GP chronic condition management plan, when the requirements for the current Medicare Benefits Schedule item are met. A GP referral and an eligible provider are required; annual limits apply. Check current Medicare item 10953.
- Private health insurance: some extras policies include exercise physiology, but benefits, recognised-provider rules, waiting periods and annual limits vary. Confirm directly with your insurer.
- Department of Veterans’ Affairs: eligible Veteran Card holders may be able to access services when the relevant clinical and referral requirements are met. Confirm your entitlement and provider arrangements with DVA. See DVA’s exercise physiology guidance.
- Workers compensation: treatment must relate to the accepted injury and meet the scheme’s requirements. In NSW, provider approval and insurer approval may apply, so check these before treatment. See SIRA’s current guidance.
- Self-funded care: ask for the fee, cancellation terms and any assessment costs in writing before you commit.
Questions to ask before choosing a provider
- Are you an accredited exercise physiologist, and is your service appropriate for my goals and health needs?
- What will an initial assessment and ongoing sessions involve?
- What are the fees, and what referrals or approvals are needed for my funding option?
- How will you coordinate with my GP or other health professionals, if I want that?
Funding rules and insurance policies can change. Check the current requirements with the relevant scheme, insurer or provider rather than relying on assumptions. This article is general information, not personal medical or funding advice.
For information about services Steps2Life currently provides, see our Occupational Therapy, Physiotherapy and Speech Therapy pages.


